NPX plans have no exclusions or waiting periods for pre-existing conditions, including maternity, and no height or weight questions are asked.  As a PPO plan, it pays in or out of network, and there are no deductibles!

AWA NPX 2

$500 Intensive Care

$50 Doctor Office Visit Benefit $100 Emergency Room

$20,000 AD&D Benefit

Generic Prescription Drug Benefit

$2,000 Accident Medical Benefit

Vision Discounts, Dental Discounts

Hearing Discounts, Direct Lab Program

AWA NPX 3

$750 Daily Hospital Benefit

$750 Intensive Care

$75 Doctor Office Visit Benefit

$150 Emergency Room

$30,000 AD&D Benefit

Generic Prescription Drug Benefit

$2,000 Accident Medical Benefit

Vision Discounts, Dental Discounts

Hearing Discounts, Direct Lab Program

AWA NPX 4

$1,000 Daily Hospital Benefit

$1,000 Intensive Care

$75 Doctor Office Visit Benefit

$250 Emergency Room

$40,000 AD&D Benefit

Generic Prescription Drug Benefit

$2,000 Accident Medical Benefit

Vision Discounts, Dental Discounts

Hearing Discounts, Direct Lab Program

.
NEVER WAIT TO CONSULT WITH A DOCTOR AGAIN!
.

Consult A DoctorTM provides members with 24/7 access to licensed physicians via phone and email. Connect instantly with our network of U.S.based, licensed and board-certified physicians for information, diagnoses, and treatment recommendations including prescription medication, if warranted, for common, non-emergency conditions. Consult A Doctor Offers 4 Ways to Consult with a Physician   On Call Consultation: talk to a doctor immediately E-Consult: e-mail a doctor By Appointment Consultation: set a time to talk to a doctor, Priority Consultation: talk to a doctor within 1-3 hours

When to Use Consult A Doctor   Cold/Flu Allergies Sinus infections Bronchitis Headaches/Migraines Stomach ache/Diarrhea Respiratory Infections Urinary Tract Infections Prescription Refills* ...and many other conditions There are no limitations on usage! Consult A Doctor consultations are FREE and UNLIMITED. Use it as often as you need!

NowCare plans offer medical benefits that are
affordable, flexible, and easy to use
.

These plans will accept those with pre-existing conditions, including pregnancy, but there is a 12 month waiting period for coverage of those conditions, unless you have a certificate of creditable coverage from a prior insurer.

$500 Daily Hospital Benefit

$1,000 Intensive Care

$50 Doctor Office Visit Benefit

$100 Emergency Room

$50 DXL

$400 Outpatient & $1,000 Inpatient Surgery

$20,000 AD&D Benefit.

Generic Prescription Card $10 or 50% copay

$2,000 Accident Medical Benefit

Vision Discounts, Hearing Discounts

Critical Illness, Direct Lab Program.

$750 Daily Hospital Benefit

$1,500 Intensive Care

$75 Doctor Office Visit Benefit

$150 Emergency Room

$100 DXL

$400 Outpatient & $1,000 Inpatient Surgery

$30,000 AD&D Benefit

Generic Prescription Card $10 or 50% copay

$2,000 Accident Medical Benefit

Vision Discounts, Hearing Discounts

Critical Illness, Direct Lab Program

$1,000 Daily Hospital Benefit

$2,000 Intensive Care

$75 Doctor Office Visit Benefit

$250 Emergency Room

$125 DXL

$800 Outpatient & $2,000 Inpatient Surgery $40,000 AD&D Benefit

Generic Prescription Card $10 or 50% copay

$2,000 Accident Medical Benefit

Vision Discounts, Hearing Discounts

Critical Illness, Direct Lab Program

$1,000 Daily Hospital Benefit

$2,000 Intensive Care

$100 Doctor Office Visit Benefit

$250 Emergency Room

$125 DXL

$800 Outpatient & $2,000 Inpatient Surgery

$40,000 AD&D Benefit

Generic Prescription Card $10 or 50% copay

$2,000 Accident Medical Benefit

Vision Discounts, Hearing Discount

Critical Illness, Direct Lab Program

See the dentist of your choice

$1500 annual maximum

$50 deductible - waived for preventive services

Set reimbursements for procedures

Cash paid directly to you or your provider

Monthly Rates:
$30 Individual
$60 Couple
$55 Adult w/Children
$88 Family
.

Think you're uninsurable? We've got you covered!

Everyone knows health insurance can be complicated, costly and confusing. 
Now there's an easy and affordable way to handle everyday, routine health-care issues.

First Preferred Health Care offers a variety of affordable health and dental insurance plans for individuals and families,
from Limited Benefit Plans to Traditional Major Medical Insurance. 
Best of all, First Preferred offers you the guidance to help you make the right choice. 

We have plans that offer benefits for all kinds of pre-existing  conditions, including: